Bankruptcy for Consumers and for Businesses
In these times, many individuals and businesses find themselves facing more debt than they can manage. Sometimes, a business or individual only needs more time to work out their problems without the threat of lawsuits, garnishments, repossessions, or foreclosures. Clients need lasting solutions, tailored to the clients' needs, to find a new beginning.
We have been serving Eastern Georgia and the CSRA as a bankruptcy attorney for 15 years, and We are the only lawyer in this area who is a certified specialist in both commercial and business bankruptcy law.
This is a law firm with a personalized approach to our clients. In our initial consultation, you will meet with a bankruptcy attorney, not a paralegal or secretary, so that we can fully understand your situation and advise you how to proceed based upon the unique facts of your case. If you are considering Bankruptcy, either call our office in Augusta or Evans, or contact us online.
Consumer Bankruptcy
Should You Consider Bankruptcy?
We will analyze your income, expenses, debts, properties and assets, giving you detailed consultation regarding whether bankruptcy is the right choice for you. Many clients prefer to pursue non-bankruptcy options. If non-bankruptcy options are available, we will assist you in pursuing those options, rather than assuming that every client needs to file bankruptcy to resolve their financial issues.
Preparing to File Bankruptcy
We will help you gather the necessary documents like credit reports, paycheck stubs, and tax returns, then We will compile and prepare the documents for filing with the bankruptcy courts.
Chapter 7 Bankruptcy
Have your unsecured debts totally discharged while protecting your important assets such as your house, car, retirement plans, and personal property.
Chapter 13 Bankruptcy
Restructure and reorganize your debt to catch up past due mortgage payments, prevent a repossession of your automobile, handle IRS tax debts, or to deal with other financial restructuring issues.
Foreclosure and Repossession Assistance
Keep your home and car, through bankruptcy or through negotiations with creditors for reinstatement of your loans.
Stop Creditor Harassment
Make your creditors call your lawyer instead of you, understand your rights, and prevent litigation, foreclosure and repossession.
Life & Credit After Filing Bankruptcy
Retain your privacy, reduce damage to your credit score, and get credit again after you have declared bankruptcy.
Stop Garnishment of Wages
Protect your income from garnishment from judgment creditors.
Business Bankruptcy
Chapter 11 Bankruptcy
Reorganize your businesses debts, and keep your business afloat.
Creditors Rights
Learn your rights and collect your debts concerning lease and rental properties, divorce decrees, and debts incurred by fraud.
Get Experienced, Specialized Bankruptcy Help With a Personalized Approach
Facing bankruptcy is a challenging event, whether you need bankruptcy help for yourself or your business. That is why We insist on giving a personalized approach to our legal services. Rather than giving you the quickest, easiest answer, We take the time to help you find the solution that is right for you, for a lasting new beginning. Contact us today.
